If you’ve been approved for a White Card under the Energy Employees Occupational Illness Compensation Program Act (EEOICPA), you may have heard about something called an impairment rating. While the term may sound clinical or vague, the reality is that this rating could have a real impact on the financial compensation you receive from the Department of Labor. Whether you’re just getting started with your claims process or considering an updated evaluation, understanding impairment ratings is essential to ensuring you receive the full benefits you’re entitled to.Â
What is an Impairment Rating?Â
An impairment rating is a medical assessment that measures how much a work-related illness has affected your body’s ability to function. Performed by a qualified physician, this evaluation looks at how permanent damage is to specific body parts or organs, and how it impacts your daily life.
Before an impairment rating can be performed, you’ll need an approved claim with the U.S. Department of Labor. Once approved for your White Card, any claim or consequential illness accepted under Part E makes you eligible for an impairment benefit.
Choosing the Right PhysicianÂ
Not every doctor is eligible to complete this assessment. A physician must be certified and approved by the Department of Labor to perform impairment evaluations under the EEOICPA. These certifications are essential, so it’s important to work with a professional who meets all the required DOL criteria. Â
Determining (and Maximizing) Your CompensationÂ
Your impairment rating directly affects how much compensation you may receive under the EEOICPA. Here’s how it works:
- For each percentage of permanent function loss, you may receive $2,500 in compensation from the Department of Labor.Â
- For example, if your impairment rating is 50%, you could receive $125,000.Â
- The maximum benefit under Part E of the program is $250,000, not including any medical benefits, which are covered separately under the EEOICPA.Â
Because this rating reflects the extent of your disability and its effect on your quality of life, a higher rating can result in significantly more financial compensation.
When and How to Update Your RatingÂ
Remember – your health needs can change over time. It’s important to select a provider that proactively adjusts your care and looks for additional benefit opportunities. Under Part E of the EEOICPA, you are eligible to request a re-evaluation every two years or whenever the DOL accepts a new diagnosis from a different body or organ system – ensuring your financial compensation stays aligned with your current health condition. Â
We’re Here to Help
Navigating the impairment rating process can feel overwhelming, especially if you’re already experiencing health changes or challenges. Our experienced team understands the ins and outs of the EEOICPA and is here to support you every step of the way — from identifying a DOL-approved physician to helping you find additional opportunities for compensation.
Ready to get started or interested in speaking with a member of our team? Contact us today. We’re here to help you secure the benefits you deserve.